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Today officials from the Federal Emergency Management Agency (FEMA) briefed Congressman Kevin Cramer and other members of the Home Protection Caucus on the implementation of the Homeowner Flood Insurance Affordability Act of 2014, which Cramer cosponsored. The law retroactively repeals certain rate increases in the Biggert-Waters Flood Insurance Reform Act, allows individuals to receive refunds if incorrectly charged, and expands the scope of the affordability study already required to be conducted by FEMA

BISMARCK, N.D. - July 12, 2011 - (RealEstateRama) -- North Dakota residents whose mobile homes have been flooded will need to provide proof that their mobile home insurance has no flood coverage before they can receive disaster housing assistance from the Federal Emergency Management Agency (FEMA).